Effective Date: 06/18/2025
Website: https://www.mccuddyinsurance.com

1. Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree, please do not use this site.

2. Services Provided

McCuddy’s Marine Insurance, LLC is an independent insurance agency specializing in marine-related risks. All quotes, services, or coverage discussed on this website are subject to availability, underwriting approval, and applicable state laws.

3. No Legal or Coverage Advice

Content on this site is for general informational purposes only and is not intended as legal, tax, or insurance advice. You should speak directly with a licensed insurance professional before making any decisions.

4. Intellectual Property

All content on this site — including text, images, logos, and design — is the property of McCuddy’s Marine Insurance, LLC unless otherwise stated. You may not copy, reproduce, or distribute any materials without written permission.

5. User Conduct

You agree not to:

• Use the site for unlawful or abusive purposes

• Attempt to gain unauthorized access to any part of the site

• Submit false or misleading information

• Upload or transmit malicious code or software

6. Third-Party Links

Our website may contain links to third-party websites for your convenience. We are not responsible for the content, accuracy, or privacy practices of those sites.

7. Disclaimer of Warranties

This website is provided “as is” without warranties of any kind, either express or implied. We do not guarantee the site will always be available, error-free, or secure.

8. Limitation of Liability

To the maximum extent permitted by law, McCuddy’s Marine Insurance, LLC shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this site.

9. Governing Law

These Terms are governed by the laws of the State of Washington (or Oregon if your agency is officially based there), without regard to its conflict of law provisions.

10. Changes to These Terms

We reserve the right to update or change these Terms at any time. Changes will be posted on this page with an updated effective date.

11. Contact Us

For questions about these Terms, contact us at:
McCuddy’s Marine Insurance, LLC
📧 info@mccuddyinsurance.com